Prefessionals

Ensight CRC Group utilizes both the services of its staff and consulting professionals. These professionals have the benefit of extensive experience with banks and regulatory agencies within the financial industry. A profile of our professionals and their qualifications and background follows.

---

Bob Dunlap has been performing loan review for over 10 years previously as the organizer and president of Ewing Loan Advisors, Inc. (affiliated with Allen C. Ewing & Co.) and now with Ensight CRC Group. Previously, he has more than 20 years of experience in credit underwriting and loan origination and administration with thrifts and national banks, as well as mortgage banking firms. His latest banking position was Senior Vice President of First Union National Bank of Florida during the 1990's, where he was a senior credit officer for the Special Assets Division. In this position, he worked closely with the Loan Review Department and bank management in reviewing the Special Assets loan portfolio, specific reserves, charge-off’s and in establishing loan loss projections. He was directly responsible for the sale of over 4000 notes and $500 million in whole loans during his tenure at First Union National Bank. In 2002, Bob was engaged by the FDIC as the Asset Manager for the extraordinarily successful receivership and liquidation of the $1.25B Hamilton Bank in Miami, FL.

Bob is a graduate of Florida State University (BS) and the University of North Florida (MBA, MACC); he holds inactive CPA, Real Estate Broker, and Building Contractor licenses, as well.

---

Robert Dunlap spent 8 years with CSX in Operations Planning performing capacity analysis and management of the mainline network. He also performed in-depth network and operation studies to evaluate potential improvement projects and submit final recommendations along with ROI and cost benefit analysis to the executive team for approval. In addition, he developed in-house software tools used during the capacity analysis/network studies and he was the point of contact for all hardware and specialized software purchase recommendations and requests for the department.

During 2017-18 he developed the proprietary Ensight program licensed to Ensight CRC Group for use in its loan review service.

Robert is a graduate of the University of North Florida (BS) with a major in Computer Science and minor in Business Administration. At the 2003 AITP National Programming Competition held at Purdue University, he was awarded Honorable Mention for COBOL. Also, he is A+ and Network+ certified.

---

Don has over 25 years of commercial lending and banking experience with private non-bank lenders and community banks in Virginia. Don has been associated with Ewing Loan Advisors and Ensight CRC Group for the past 5 years as a senior reviewer for banks in North Carolina and Virginia. During 1987-2004, he was Vice President /Senior Vice President in bank and non-bank commercial lending in the Mid-Atlantic with Cenit Bank, AT&T Capital Corp, and Commercial Capital Corp. During 2004-2008, he was Vice President – Business Finance Division, LEHMAN BROTHERS BANK in NY /CA / VA, managing the wholesale purchase of commercial real estate, business and SBA loans for secondary market pooling and resale. During the period of 2009 – 2011, he was Senior Vice President / Lending Team Leader at Bank of the Commonwealth in Norfolk ($1.1B bank) managing a $100MM+ loan portfolio and subsequently was the Chief Credit Officer following the development of a Special Assets Group working directly with consultants and the Regulators in addressing critical credit issues under a MOU and WA.

Don is a graduate of Old Dominion University (BS) with a major in Business Administration, Finance and Real Estate. He has also completed numerous ABA & RMA continuing education courses in Small Business and Commercial Lending, Credit and Financial Analysis, and Banking.